Entries by Web Admin

Can your insurance company ‘blacklist’ certain car models?

When easy hacks to steal certain Kia and Hyundai car models started appearing on social media, thefts of these cars became so common that a few larger insurance companies stopped writing new policies for them. Which begs the question: Could your insurance company refuse to insure your car because of the model you buy? It […]

Risks associated with e-bikes

Electric bicycles—or e-bikes—have become popular as an eco-friendly, efficient, and cost-effective mode of transportation. While these bicycles offer myriad benefits, they carry certain risks— which riders can mitigate. Electric bikes are powered by batteries, typically made of lithium-ion. If these batteries experience conditions like overcharging, high-heat exposure, or improper storage, they risk catching on fire […]

Why is my premium increasing?

Most people don’t spend much time thinking about their insurance premiums outside of when they pay them. However, many factors determine an individual’s premium—age, claims history, and location—all affect a premium rate. There also are factors that are outside of your control, and they may be completely unrelated to risk itself. Yet, those factors can […]