Prior to the pandemic it seemed like there were many news stories about bed bugs. Now that people are starting to travel again, it’s a possibility again. No one wants to think about it—you’re probably getting itchy right now.

However, have you considered what you would do if you went away on vacation and brought back bed bugs as an unwanted souvenir?

If your answer is: “Well, I would submit an insurance claim for bed bug remediation.” Surprise! A homeowners insurance policy doesn’t cover bed bugs—or any type of pest (e.g., termites or carpenter bees).

This is because these types of infestations are considered a home maintenance issue—and insurance companies won’t cover preventable hazards. So, treating a bed bug infestation could cost around $1,000-$2,500—for larger houses it could be $5,000. If you suspect you have an infestation in your home, call an exterminator quickly. Instead, your best defense is a good offense. Don’t bring the bugs home. When you are traveling, inspect your hotel room, home share or wherever you are staying carefully.

Examine your bed and its linens— check cracks, crevices, folds, and ruffles. Don’t put your suitcase on the bed—use the metal suitcase rack when it’s available. If you suspect your room is infested, ask to change to a room in a different area of the hotel.

When you get home

Inspect your suitcase—outdoors or in the garage is best—but away from furniture and sleeping areas. It’s best to Bed bugs? steam clean or vacuum your bag before you put it away. To kill any bugs you may have missed, wash your clothes—even the clean ones—on a high-heat setting, and dry for at least 30 minutes. Now, stop scratching, and go book your trip.