Remember the 1960s jingle, “Things go better with Coke?” Our agency has come up with a new one: “Homeowners insurance goes better with discounts” (“and take more than one for extra fun”).

One of the most popular insurance discounts results from combining your auto insurance with your homeowners insurance. You often save on both policies. Insurers offer discounts for storm mitigation measures, as well as the installation of fire and theft alarms. If you are effective in preventing losses, you may get a discount for being claim-free during a specified experience period. Some insurers offer discounts for mature-aged homeowners, having a newly built home, living in a gated community, belonging to a homeowners association, having a good credit score, taking a risk prevention course, paying premiums annually, installing sensors for gas and water leaks, being a nonsmoker and having longevity with the insurer. Even raising your deductible can discount your homeowners policy.

While not all of these discounts are applicable to every insurer or approved in every state, it doesn’t hurt to ask. New discounts are created all the time, so you might not have had access to them when your policy originally was written. We want your insurance to go better, so grab a discount or more for extra fun.