If your business is alive and growing, it will change. One change you are likely to encounter has to do with the vehicles your business uses. To keep your business moving, we need to stay ahead of these vehicle changes.

Insuring a newly acquired vehicle is not as straightforward as you might expect. For example, you may have automatic coverage for any vehicle; all owned vehicles; all owned private-passenger vehicles; all owned commercial vehicles; or just vehicles that are scheduled in your policy.

In addition to replacements or additions, we will help you make sure you have liability coverage, which is only automatic for replacement vehicles (not additional vehicles), but only if we let the carrier know about it within 30 days.

And, a whole different set of rules applies to physical damage coverage (i.e., comprehensive and collision) for newly acquired vehicles, which may include state-specific requirements.

The point here is that insuring commercial vehicles can be a complex process. We are happy to point out that we are here to simplify that part of your business. Call our agency the moment you know of a pending change of vehicle, so we can help make sure you have the proper coverage in place.